Tax bills and cash flow
VAT, Corporation Tax and HMRC payment plans, and how to keep cash moving around them.
HMRC Time to Pay: how a payment plan works and how to ask for one
How HMRC’s instalment plan works, what it costs and how it compares with borrowing to pay the bill.
How to pay Corporation Tax: deadlines, payment methods and your reference
The deadline, the payment methods HMRC accepts and how long each takes, the reference to use and what to do if you cannot pay.
How to pay a VAT bill: deadlines, payment methods and what late payment costs
The VAT payment deadline, the methods HMRC accepts and how long each takes, and what happens if the payment is late.
UK tax year dates: the key deadlines for businesses
When the tax year starts and ends, and the rules behind the Self Assessment, Corporation Tax, VAT, PAYE and Companies House deadlines.
Cash flow forecast: how to build one and what lenders look for
What goes into a cash flow forecast, the steps to build one, how far ahead to look and what lenders look for.
Cash flow problems: the warning signs and what to do
The warning signs of cash flow trouble, why profit is not cash, how to size the gap and the fixes to try before borrowing.
Company insolvency: the options and what directors must do
What insolvency means, the warning signs, a director’s duties and the formal options, with pointers to the official guidance.
Company voluntary arrangements (CVAs) explained
How a CVA lets an insolvent limited company repay creditors over time, who votes on it, what it cannot change and how it compares with other options.
HMRC debt: what happens if your business cannot pay
What HMRC does when a business cannot pay a tax bill, from payment plans and interest to bank recovery and insolvency.
Winding-up petitions: what they are and how to respond
What a winding-up petition is, how the process runs in England and Wales and the ways a company can respond.
See what you could borrow
Free Funding Score in about 90 seconds, with no impact on your credit score.