The broker on the business owner’s side.
Capzy helps UK small businesses find funding and cut the everyday costs of running the business, so cash does not hold a good business back. Multiple lenders, one place, and a real person on every deal.
Getting capital, made easy.
Most owners we talk to run the business themselves: café owners, joiners, garages, clinics, retailers, manufacturers and agencies. They are busy and practical, often wary of banks, and want a straight answer quickly.
Our job is to give them one. We show a business where it stands with lenders, put the funding options that fit in one place, and do the legwork of building the case and chasing the paperwork. Then the owner decides, with no obligation to borrow.
Same business. Bigger possibilities.
Smart tech. Real people. More lenders.
Most brokers give you one of these. We bring all three together.
Smart technology
Our platform does the heavy lifting in minutes.
- Free Funding Score in about 90 seconds
- Soft check, no impact on your credit score
- Your options and documents in one digital deal file
Real human help
A named funding assistant on every deal.
- Builds your case and speaks to lenders for you
- Handles the paperwork and chasing
- Plain English, no jargon
A diverse lender panel
Banks, specialists and alternative lenders in one place.
- A broad panel of UK lenders
- Options for different needs, sizes and credit profiles
- We get paid by the lender
Our guiding principles.
How we behave, whether you borrow through us or not.
- 01
Straight answers
Short sentences and real numbers. If a fee exists, we show it. You should never need the small print to understand an offer.
- 02
On the owner’s side
We speak for the business, not the bank. No pressure and no surprises, and you are never obliged to take an offer.
- 03
Clear about how we are paid
Capzy is a credit broker, not a lender. The lender pays us when a deal we arranged is funded, and we say so on every page.
- 04
Technology for the legwork, people for the judgement
The platform gathers the details and finds the options. A person reviews every funding request, and lenders make their own decisions.
- 05
Choice over a single answer
One lender’s yes or no is not the whole market. We put the options that fit side by side so you can compare the total cost.
- 06
Sources you can check
Our guides cite official sources and show when they were checked. Lenders make their own decisions, and any offer is subject to status and lender criteria.
The company behind Capzy
Capzy is the trading name of Capzy Capital Limited, a company registered in the United Kingdom with its registered office in Belfast. You can check the company on the public register at Companies House.
Capzy is a credit broker, not a lender. We get paid by the lender. We do not lend money ourselves. We introduce businesses to lenders, and when a lender funds a deal we arranged, the lender pays us a commission.
We work with UK businesses looking for term loans, revenue finance, asset & property finance, merchant cash advance, invoice finance and revolving credit.
Company details
- Legal name
- Capzy Capital Limited
- Company number
- 17340324
- ICO registration
- ZC209274
- Registered office
- Opus House, 137 York Road, Belfast, BT15 3GZ
How Capzy works
- 01
Find your business
Type your company name and we pull the details, so you are not filling in forms from scratch.
- 02
See where you stand
You get a free Funding Score and the funding options that fit, from a soft search that does not affect your credit score.
- 03
A person builds your case
A named funding assistant prepares your application, speaks to lenders and handles the paperwork. A human reviews every funding request.
- 04
You decide
Lenders make their own lending decisions. If you get an offer, there is no obligation to take it.
What we publish, and how to reach us
Business finance guides
How the main UK schemes and funding options work, what they cost you in practice, and who they suit. Written by a broker, checked against the official sources.
Business lenders compared
What each lender funds, how much and how you repay, in the lender's own published terms. One application through Capzy reaches the lenders that fit.
The Capzy blog
Straight answers on business finance: schemes, tax bills, lenders and how funding works in your industry.
How we write and check our guides
Official sources first, lenders in their own words, every page dated, and a route for corrections.
Contact us
Email hello@capzy.com or send an enquiry. We reply within one working hour, 9–6 on weekdays.
Security and your data
How we protect the information applicants and lenders share with us.
See what you could borrow
Free Funding Score in about 90 seconds, with no impact on your credit score.