Getting capital,
made easy.
Check your Funding Score and let a broad UK lender panel competes for your business — the best rate wins. Broker fees agreed upfront, no impact on your credit score.
Compare available funding options in one clear view, with every fee shown up front.
Keep your application moving with a dedicated assistant and a simple digital deal file.
Start with a soft Funding Score and choose the option that fits your business.
See what it costs — before you apply
Move the sliders for an indicative monthly repayment. No sign-up, no credit-score impact.
See your Funding Score.
Watch the lender panel compete.
Answer a few questions — 90 seconds, a soft check, and zero impact on your credit score.
A broad lender panel competes to fund your business — sorted best-first, every rate in the open.
Your dedicated assistant secures the winning offer and handles the paperwork. Get funded.
Choose how you
get funded
All matched to your business · every fee shown up front · no hidden commissions.
Lenders. Competing for you.
Zero hidden fees.
Meet your dedicated funding assistant
Where other platforms leave you to self-serve, Capzy pairs every business with a named assistant — powered by the platform — who finds your best-fit lenders, secures the offer and handles the admin.
Expert support. Fees agreed with you.
Your broker helps build your case, approach suitable lenders and explain your options. We charge a broker fee for that service, with the amount and payment terms agreed with you before you proceed.
Your broker fee
We explain what our service costs and when the fee is payable. You receive the details in writing before agreeing to the service.
Lender costs
Interest, arrangement fees and other lender charges are separate. Review these alongside our fee to understand the cost of your finance.
Lender commission
We may also receive commission from the lender. We explain this separately so you understand how Capzy is paid.
Questions about costs? Your broker can walk you through them before you decide.
Funding is just the start
Capzy members also save on the everyday running costs of doing business — one login, better deals on the costs every business already pays.
Your questions, answered
No. Checking your Funding Score is a soft search — invisible to lenders and with zero impact on your score.
We charge a broker fee, agreed with you before you proceed. We may also receive lender commission, which we explain separately.
Yes. We charge a broker fee for our service. Your broker explains the amount and when it is payable before you agree. Lender interest and charges are separate.
From £10,000 up to £2m, depending on the product and your business.
See your options in 90 seconds and get funded in hours — often the same day.
You decide whether to accept a funding offer. Your separate broker fee agreement sets out any fees payable for our service.
Yes. Open Banking access is read-only, we never move your money, and we never sell your data.
You'll still see options. Honest answers simply get you better-matched lenders.
See your Funding Score.
Let the lender panel compete.
90 seconds · clear broker fees · no impact on your credit score.