More room to grow.

Don’t let cash hold your business back.

Find funding for your next big opportunity, and save on the everyday costs of running your business.

What can Capzy help with today?

Free account · No credit impact · No obligation to borrow

The Capzy mascot leaning on a phone showing a Funding Score of 72
4.8
ICO registeredZC209274
Company no.17340324

A broad panel of UK lenders —Competing for you

  • iwoca
  • YouLend
  • Kriya
  • Capify
  • Liberis
  • Nucleus
Capzy pointing at a tablet showing a Funding Score of 72 out of 100
Get your free Funding Score!

Know your business better than your accountant.

See how lenders are likely to view your business, and the next useful step to improve your options.

“Checked my score, fixed the two things Capzy flagged, and the bank said yes a month later.”
Sophie Marlowe, Café owner, Leeds

Choose how your business gets funded.

All matched to your business. Every fee shown up front.

Term loan

£25k – £500k

Fixed funding over 3–60 months.

Revenue finance

Up to £1m

Repay as a share of your sales.

Asset & property finance

Up to £2m

Spread the cost of equipment, vehicles and property.

Merchant cash advance

Up to £300k

An advance on future card takings, repaid as you sell.

Invoice finance

Unlock cash tied up in unpaid invoices.

Revolving credit

Draw what you need, when you need it.

“Our lender panel match came back the same day and the term loan let us take on the bigger contract.” Dan Whitfield, Construction firm, Birmingham

For the next job. The next big opportunity.

Practical next steps for businesses like yours.

Let’s see what your business could get.

Start with your company name. Capzy does the rest.

“Took two minutes and I had three options.” Tom Ashworth, Joiner, Leeds

Capzy holding a tablet next to a phone showing potential annual savings
Don’t waste your hard-earned money!

You’re spending too much here.

Tell us what you pay and Capzy spots rising bills, unused subscriptions and costs worth a second look.

Current annual estimate
£9,600
Illustrative alternative
£8,160

£1,440 potential annual difference

Review my billsIllustrative figures · no card needed

“Found £1,200 a year on energy and two software tools nobody used.” Priya Kaur, Salon owner, Manchester

Still overpaying for business energy?

Most UK businesses never check. It takes 30 seconds.

Why Capzy

Smart tech. Real people. More lenders.

Most brokers give you one of these. Capzy brings all three together, so you get a better-fit deal, faster.

Smart technology

Our platform does the heavy lifting in minutes.

  • Free Funding Score in 90 seconds
  • Soft check, no impact on your credit score
  • Your options and documents in one digital deal file

Real human help

A named funding assistant on every deal.

  • Builds your case and speaks to lenders for you
  • Handles the paperwork and chasing
  • Plain English, no jargon

A diverse lender panel

Banks, specialists and alternative lenders compete for you.

  • A broad panel of UK lenders
  • Options for different needs, sizes and credit profiles
  • We get paid by the lender

Technology + people + choice = the right funding for your business.

Get my free Funding Score

“Took two minutes and I had three options.” Tom Ashworth, Joiner, Leeds

How Capzy works.

  1. 1

    Find your business

    Type your company name. We pull the details for you.

  2. 2

    See where you stand

    Your Funding Score and funding options in one view.

  3. 3

    Take the next step

    Apply or save it for later. No obligation.

4.8

What business owners say.

“Three van finance quotes in a day. Went with the second and saved on the rate.”
Marcus Webb, Plumber, Bristol
“Didn’t know my score until Capzy showed me. Now I know what the bank sees.”
Hannah Price, Florist, Brighton
“Cancelled four subscriptions in ten minutes. That’s lunch for the team every month.”
Oliver Grant, Agency owner, London
For accountants, advisers and brokers

Bring Capzy to your clients.

Give clients a free Funding Score and funding options, and keep sight of every deal.

Fair questions. Straight answers.

Ask away, mate.

Same business.
Bigger possibilities.

Your score. Your savings. Your next useful move.